Rental property yield and cash-flow calculator

Estimate yield and weekly cash flow on a rental property before tax.

Property and income

Mortgage

Annual expenses

Cash flow per week (before tax)
$0
Gross yield
Net yield (before mortgage)
Annual rent received
Annual operating expenses
Annual mortgage payments
of which interest (first year)
Cash flow per year (before tax)

Cash flow is before income tax. Tax depends on your structure, interest deductibility rules and other income; please talk to us about your situation.

Important: This calculator gives general estimates only. It is not tax, financial, lending or legal advice, and using it does not create a client relationship with Yugraj Singh Mahil Chartered Accountants Limited. Rates, thresholds and rules reflect the 2026–27 tax year and were last reviewed on 18 October 2026. They can change at any time, and the results may not reflect your circumstances. Please confirm current rates with Inland Revenue, ACC or your lender, and get advice before making decisions. To the extent permitted by law, we accept no liability for any loss arising from use of or reliance on this calculator. Questions? Call 021 0234 6659 or email ysm@yugrajca.co.nz.

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